Privacy policy

We know your privacy is important to you, and we want you to know it is important to us too. This Privacy Policy is meant to explain our practices when it comes to your use of our products, services, and websites. We encourage you to take the time to review it carefully, to understand what information we collect, why we collect it, and what we do with it. Below, we cover the following topics:

• Who we are
  
• What information we collect, why and how we use it
  
• Who we share your information with and why
  
• How we protect your information
  
• How long we store your information for
  
• How to access and control your information
  
• Other important information
  
• How to contact us
  
• Cookies and tracking notice
  

‍1. WHO WE ARE‍

• “FINBERTY Pte Ltd” shall refer to a corporation with its principal place of business, that is the service provider of FINBERTY Solutions;
  
• “FINBERTY” shall refer to the Solutions provided by FINBERTY Pte Ltd and the underlying servers and software used to provide such solutions;
  
• This Privacy Policy applies to our customers, prospective customers, our customers' customers (both direct and indirect), and visitors to our company websites, including but not limited to www.FINBERTY.com. If you do not agree with this Privacy Policy, do not access or use our services or interact with any other aspect of our business.
  

‍2. WHAT INFORMATION WE COLLECT, WHY AND HOW WE USE ITFINBERTY collects information in the following ways:

• Information you provide directly to us. When you sign up for our products and services, request us to contact you, or through other interactions with us, we may ask you for certain personal information, such as your name, email address, home address, demographic data, telephone number, company name, job title, insurance policies, financial details or payment information. When you request support from us, we may also collect information from you such as contact information, documentation, screenshots, or other information you or we may believe is helpful to solving the issue.
  
• Information we collect automatically when you visit our web pages and/or microsite web pages. We automatically collect certain information to help us understand how visitors use our website. For example, each time you visit our website we automatically collect your IP address, browser and computer type, access time, the webpage from which you came, and the webpage(s) that you access during your visit. We also use cookies (which are small amounts of data sent from a web server to your browser that are stored on your computer's hard drive) to keep track of your use of our website, to validate your identity, to remember your password and preferences, to tailor our website to meet your personal interests, and to improve the quality of our website.
  
• Information we get from third parties.
  
• Demographic, lead, and interest data. We may obtain information from outside companies such as those that collect customer information including demographic and interest data. Examples of this information include your job title with your current employer, agency leader, and your business contact information. We use this data and combine it with other information we have about you to help us predict your preferences and to direct marketing offers that might be more relevant to you.
  
• Information about our customers' users. Our customers and other third parties may also provide us with personal information about our customers' users and others. For example, we may receive personal information and other information from our customers, server operators, databases with relevant information, and other third parties. This information may include, without limitation, telephone numbers, telephone numbers' validity, and is used to help us provide our services.
  
• Information collected in connection with your usage of services delivered via our FINBERTY Solutions. We and our service providers may collect information in connection with your usage of communications services delivered via our sales solutions.
• Communications usage information.
• This includes information about your communications delivered via our platform such as the time and duration of usage, source and destination identifiers, completion status, location, IP address, and amount of usage;
• Communications content.
• To enable you to send and receive communications via our platform, we need to be able to handle the content of the messages, calls, emails, and other communications channels used by you. This also includes, for example, call recordings recorded via our services.
  
• Device information.
• Your contact lists and address book.
• If you use our mobile apps, we may request your permission to access and store the contact list or address book maintained on your mobile phone, tablet, or other broadband-connected device. Your contact list is considered your personal data. We may use your contact list information to facilitate certain services where selected by you, such as to enable you to make calls easily and to facilitate calls, texts, and other services. You do not have to allow us to access these functions of your device, but if you do not, certain features of our mobile apps may not be available to you. You may at any time opt-out from allowing this access via the privacy settings on your device.
  
• Mobile device camera, microphone and photos.
• If you use our mobile apps, we may request your permission to access the camera, microphone, and photos on your mobile device, to make voice and video calls and messages to others. You do not have to allow us to access these functions of your device, but if you do not, certain features of our mobile apps may not be available to you. You may at any time opt-out from allowing this access via the privacy settings on your device.
  
• Why we collect your information and how we use it depends on which of our products or services you use, how you use them, and the specific preferences you may have communicated to us. To deliver our products and services.
• We use your information because it is necessary to perform our obligations in delivering our services to our customers. This includes delivering your communications to the intended end user, processing transactions with you (such as billing), authenticating you when you log into our platform, providing customer support, and operating and maintaining our services. We also need your information to communicate with you about the services, including registration confirmations, purchase confirmations, expiration or renewal reminders, responding to your requests, and sending you notices, updates, security alerts, administrative messages, and other communications necessary to usage of the services.
  
• To carry out core activities relating to our services.
• To effectively deliver our services to you, we use your information to engage in important supporting activities such as:
  
• billing and collections, including maintenance of records in the event of a subsequent billing dispute;
  
• preventing fraud, violations of our acceptable use policies, and unlawful activities;
  
• troubleshooting, quality control, and analytics; and
  
• monitoring the performance of our systems and platform. For research and development.
• We are constantly looking for ways to improve our services, to make them more reliable, secure, and useful to you and our users generally. We use data regarding our users' communications on our platform to understand how our services are performing and how they are being used in order to identify areas where we can do better. We and our service providers may use your information to assess the level of interest in, and use of, our services. To market, promote, and drive engagement of our products and services.
  
• To market, promote, and drive engagement of our products and services.
• We use data about you to send promotional communications that may be of specific interest to you. Based on information we collect about you, we may decide whether and how to promote certain of our products or services to you over others. These communications are to drive your engagement and maximize the value of our services to you. To perform the above functions and others described in this Privacy Policy, we may match information collected from you through different means or at different times, including personal data and usage information, and use such information along with information obtained from other sources (including third parties) such as contact information, demographic information, and personal interest information. Subject to your ability to opt out, by providing your contact information to us, you consent to receive email messages, text messages, phone calls, faxes and postal mail, including that of a promotional nature, from FINBERTY. Where local law permits, you consent to receive phone calls from FINBERTY and its affiliates even if your phone number is listed on "do not call" registries. You may not consent on behalf of someone else or provide someone else's contact information. You are not required to agree to promotional communications in order to purchase goods or services from us. You can control whether you receive these kinds of communications as described below in.Opt out of communications under the 'How to access and control your information' section.
  
• To comply with legal requirements.
• Applicable laws or regulations may require our processing of your data, such as laws mandating retention of communications data.
  
• To protect our legitimate business interests and legal rights.
• Where we believe it is necessary to protect our legal rights, interests and the interests of others, we use information about you in connection with legal claims, compliance, regulatory, and audit functions, and disclosures in connection with the acquisition, merger or sale of a business.
  
• According to your explicit consent.
• If we wish to use your information for certain purposes which require consent under applicable law, we will first seek out and obtain your consent. This may include, for example, testimonials or case studies that identify you in your individual capacity.
  

‍3. WHO WE SHARE YOUR INFORMATION WITH AND WHYWe may share your information as detailed below:

• Third-party service providers that help us to deliver the services and allow us to operate our businesses.
• Solutions providers. As the provider of FINBERTY Solutions, we share the data we collect from you with service providers as necessary in order to provide you with the services. This is to ensure your calls, messages, emails, etc., reach the people you want to contact.
• FINBERTY may transfer Client Personal Data to only its own FINBERTY Solutions servers located in countries other than the country in which the Client Personal Data was originally supplied by the Client and strictly only for the purposes of fulfilling its obligations and providing the Services required under this Agreement. In respect of such transfers, the Supplier shall ensure that the Client Personal Data transferred outside Singapore will be protected at a standard that is comparable to that under the Personal Data Protection Act 2012 (PDPA) and this Privacy Policy.
  
• Business operations vendors. We work with third-party service providers to provide website and application development, hosting, maintenance, backup, storage, virtual infrastructure, payment processing, analysis, delivery services, retailing and rewards, and other services for us, which may require them to access or use information about you. We only work with carefully selected vendors, and we require any vendors with whom we share personal data to protect the confidentiality of such information and use it solely for the purposes for which it was shared.
  
• Partners. In the event that you purchase services offered by FINBERTY or a partner through a special marketing arrangement (for example, through a co-branded advertisement or offer, or an arrangement where we and a partner market or offer the other's products or services), we may share your information with these third parties in connection with their services, such as to assist with billing and collections, to provide support, and to provide customizations. We may also share information with these third parties where you have agreed to that sharing.
  
• Third party websites.
• Our services and websites may include links that direct you to other websites or services whose privacy practices may differ from ours. If you submit information to any of those third party sites, your information is governed by their privacy policies, not this one. We encourage you to carefully read the privacy policy of any website you visit.
  
• Compliance with law enforcement requests and applicable laws; enforcement of our rights.
• We may disclose personal data as required by applicable law, regulation, legal process or government request; to protect FINBERTY, our services, our customers or the public from harm or illegal activities; and to enforce our agreements, policies and service terms.
  
• With your explicit consent.
• We share information about you with third parties when you give us consent to do so. For example, we often display use cases or testimonials of satisfied customers on our public websites and require your consent to identify you in your individual capacity.
  
• Sharing with senders and recipients of communications.
• The name on your account, or a portion thereof, and/or your phone number may be displayed to people that you make calls to and to other users of the services so that they may contact you.
  

‍4. HOW WE PROTECT YOUR INFORMATION‍

• FINBERTY has implemented security policies and technical measures to safeguard your Information and data that we transmit and maintain. While FINBERTY strives to protect your information, we cannot ensure a 100% guarantee of security, especially for services that rely upon the internet. Therefore, you acknowledge the risk that third parties many gain unauthorized access to your information.
  
• You are responsible for any activity under your account(s) using your account passwords or other credentials. We urge you to take precautions to protect your personal information when you are on the Internet. You undertake to keep your username and password secure and confidential and shall not disclose or permit it to be disclosed to any unauthorized person, and to inform us as soon as reasonably practicable at contact@FINBERTY.io if you think your password has been compromised.
  
• FINBERTY is not liable for any damages resulting from any security breaches, on unauthorized and/or fraudulent use of your username, password, or any other credentials.
  

‍5. HOW LONG WE STORE YOUR INFORMATION FOR‍

• We store your information until it is no longer necessary to provide the services or otherwise relevant for the purposes for which it was collected. This time period may vary depending on the type of information and the services used, as detailed below. After such time, we will either delete or anonymize your information or, if this is not possible (for example, because the information has been stored in backup archives), then we will securely store your information and isolate it from any further use until deletion is possible. We may also retain aggregate information beyond this time for research purposes and to help us develop and improve our services. You cannot be identified from anonymized information retained or used for these purposes.
• Customer account information. We store your account information for as long as your account is active and a reasonable period thereafter in case you decide to re-activate the services. We also retain some of your information as necessary to comply with our legal obligations, to resolve disputes, to enforce our agreements, to support business operations, and to continue to develop and improve our services.
  
• Communications usage information. While you're an active customer, we retain the communications usage information generated by your use of the services until the information is no longer necessary to provide our services, and for a reasonable time thereafter as necessary to comply with our legal obligations, to resolve disputes, to enforce our agreements, to support business operations, and to continue to develop and improve our services.
  
• Marketing information, cookies and web beacons. If you have elected to receive marketing emails from us, we retain information about your marketing preferences for a reasonable period of time from the date you last expressed interest in our services, such as when you last opened an email from us or visited our websites. We retain information derived from cookies and other tracking technologies for a reasonable period of time from the date such information was created.
  

‍6. HOW TO ACCESS AND CONTROL YOUR INFORMATION‍

• Your choices. To request deletion of your FINBERTY account(s), please inform us in writing by sending an email to contact@FINBERTY.io with your request.. You should know that deletion of your FINBERTY account(s) will result in you permanently losing access to your account(s) and all customer data to which you previously had access through your account. Please note that certain data associated with that account may nonetheless remain on FINBERTY's servers in an aggregated or anonymized form that does not specifically identify you. Similarly, data associated with your account that we are required by law to maintain will also not be deleted.
  
• Access to your account information. You can access or amend your account information, such as name, address, and billing information. You are responsible for ensuring that the information on file with FINBERTY is current and accurate. You may access and update your information by logging into your account or contacting us as described in this Privacy Policy. We may charge a reasonable fee to process requests for access to data and may limit the number of requests per year.
  
• Opt out of communications. You may opt-out of receiving promotional communications from us by using some or all of the following methods:
• Clicking or checking the appropriate option at the point of collection;
  
• the unsubscribe link within each email;
  
• or by contacting us at contact@FINBERTY.io as provided below to have your contact information removed from our promotional email list or registration database.
  
• Even after you opt out from receiving promotional messages from us, you will continue to receive transactional messages from us regarding our services.
  
• Where the processing of your personal data by us is based on consent, you have the right to withdraw that consent without detriment at any time by contacting us. If you do not want your personal data used by FINBERTY for any direct marketing purposes, or shared with third parties for their own marketing use, then you may opt-out of such use or sharing by contacting us, even if you have previously consented to such use.
  

‍7. OTHER IMPORTANT INFORMATION‍

Changes to this policy.

• FINBERTY may, at its sole and absolute discretion, revise this Privacy Policy from time to time. In the event we make changes to this Privacy Policy, we'll let you know by posting a notice on our website at https://www.FINBERTY.com/privacy-policy/ and, in relation to substantive changes that broaden the types of personal data collected or their usage, we will notify you via email to the email address associated with your account, via our platform or websites, or by some other means;
  
• It is your responsibility to review the terms of this Privacy Policy from time to time, particularly if the most recent revision date is after the date on which you last reviewed them;
  
• Any changes will become effective as specified in the notice. If you access the website and/or use the solutions, products and/or services after notification of a change in this Privacy Policy, you will be bound by all such changes.
  

‍8. HOW TO CONTACT US‍

• FINBERTY Pte Ltd
• Address: 7 Temasek Boulevard, #12-07 Suntec Tower One, Singapore 038987
  
• Email: enquires@FINBERTY.com
  

‍9. COOKIES AND TRACKING NOTICE‍

• A cookie is a small text file that a website saves on your computer or mobile device in order to facilitate and enhance your interaction with that service. We or our service providers may use cookies and equivalent technologies such as clear gifs, web beacons, pixel tags, JavaScript, device fingerprinting, and third-party cookies on our website and, where relevant, in our promotional emails.
  
• They also help us track users, conduct research, allow you to back click to earlier registration pages viewed by you and improve our content and services.
  
• Learn more about when and how we use cookies and tracking technologies and some of our service providers:
• When it's strictly necessary
• These cookies and other technologies enable us to recognize you when you return to our service and to maintain your web session so you can more easily navigate the subscription process or your viewing of your call details. They are also essential for you to access secure areas of our sites, for example, to make payments.
  
• For performance and analytics
• These cookies and similar technologies collect statistical information about how you use our websites so that we can improve your user experience. We use cookies to identify the number of unique visitors we receive to different parts of the website and identify where leads originate. This helps us for our legitimate interests of improving the way our website works, for example, by ensuring that users are finding what they are looking for easily.
  
• To enable functionality
• These cookies and similar technologies can tell us what your communications preferences are. They can help you fill out forms on our sites more easily. They also enable customization of the layout and/or content of the pages on our sites.
  
• For targeted advertising
• These cookies and other technologies record your visits to our website, the pages you have visited and the links you have followed. We will use this information subject to your choices and preferences to make our website more relevant to your interests. We may also share this information with third parties for this purpose.
  
• Social media cookies and widgets
• We use social media platforms to advertise to you online and to monitor the success of our advertising (for instance by receiving reports when you click on our ads on Facebook, and others). We summarize the main advertising and social media partners who drop cookies below:
• Facebook Custom Audience: This service from Facebook enables us to display personalized ads to people on our email lists when they visit Facebook. We provide personal information such as your email address and phone number in encrypted form to Facebook (so they cannot be seen by anyone at Facebook) to enable Facebook to determine if you are a registered account holder with Facebook.
  
• How to control cookies
• You can control and/or delete cookies as you wish - for details, see https://www.aboutcookies.org. You can delete all cookies that are already on your computer and you can set most browsers to prevent them from being placed. If you do this, however, you may have to manually adjust some preferences every time you visit a site and some services and functionalities may not work. You will not be able to opt-out of any cookies or other technologies that are "strictly necessary" for the services. Where you have not set your permissions, we may also separately prompt you regarding our use of cookies on the site.